I opened an online savings account with ING Direct a few months ago. They are giving 3% annual interest, as opposed to the zero point something on my bank's checking and saving account. ING gives no checkbook and not too many services. They just let you put money in, by writing a check or electronic transfer, and take money out, by transfering it to your regular bank account. Thus, they keep overheads low, and interest rates high. It's got good reviews on the web.
A competior is emigrant-direct.com. They are offering 3.25% now.
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